Free tools
Pay and rate calculators for the sectors we list. No sign-up, no email capture — updated for the 2026/27 tax year.
NHS take-home pay calculator
Every Agenda for Change band and pay point, after income tax, National Insurance, and pension contributions.
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ConstructionDay rate calculator
Convert a contract day rate to an annual equivalent and back, allowing for unpaid leave and time between contracts.
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ConstructionCIS tax calculator
Work out the CIS deduction on a subcontractor invoice, with materials correctly excluded from the calculation.
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HealthcareNHS pension calculator
Estimate the pension you build each year in the 2015 scheme, and what your contributions really cost after tax relief.
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ConstructionCSCS mock test
Practice questions for the CITB Health, Safety and Environment test, with an explanation after every answer.
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ConstructionSSSTS mock test
Practice questions across the SSSTS syllabus — supervisor duties, risk assessments, method statements and toolbox talks — with every answer explained.
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ConstructionSMSTS mock test
Practice questions across the SMSTS syllabus — CDM duties, temporary works, permits and managing the workforce — with every answer explained.
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All sectorsCV builder
Build a CV in your browser and save it as a PDF — UK conventions throughout, no sign-up, and nothing sent to a server.
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